Terms

MirageCFO is operated by Mirage Global Technologies LLC. By creating an account you accept these terms and the Privacy notice.

• You are responsible for your sign-in credentials and for everything done through your account.
• You must be entitled to upload the financial data you upload, and to let MirageCFO process it on your behalf.
• Inside your company, you decide who is invited, what role each member holds, and what each role may do. Those decisions are yours to make and yours to review.
• Every company must keep at least one owner. The service will refuse a change that would leave a company with none.
• If you believe someone else has gained access to your account, act on it rather than waiting: what can actually be done today, and what cannot, is set out on the Contact page.

Use MirageCFO to understand your own business. Do not attempt to reach another company's data, probe the service for weaknesses, resell access, or drive automated traffic beyond the request limits the service applies. Access may be limited or suspended where use threatens the service or other customers.

The financial data you bring remains yours. MirageCFO does not sell it and does not share it with other customers. You can export your saved reports as PDF or CSV at any time, including after a trial has ended.

MirageCFO organises and explains the figures you give it. It is not an accountant, auditor, lawyer or tax adviser, and nothing it produces is professional accounting, legal or tax advice. Filings, statutory accounts and tax obligations remain yours, and the figures MirageCFO shows are only ever as complete and as correct as the data you import.

• Every figure in an answer is calculated by MirageCFO from your own data. The model explains those figures; it is not permitted to produce its own.
• An answer whose figures cannot be traced back to your data is withheld rather than shown.
• Questions that call for a decision or professional advice — whether to hire, whether to borrow, how to treat something for tax — are declined before the model is even asked.
• Answers are written in English.
• AI use is subject to daily limits, and AI features can be unavailable while the rest of the service continues to work.
• Answers can still be incomplete or misread your intent. Check anything you are about to act on.

New accounts start on a trial. How long the trial lasts, and whether a payment method is needed to begin it, are shown to you before you sign up — the service is the source of those terms, not this page.

When a trial ends, what changes is what you can do, never what you have. Creating new work pauses. Your companies, transactions, saved reports and exports remain readable and exportable. Nothing is deleted because a trial ended.

When paid plans do open, these are the terms they will carry, and they are written here now so that they are not written later under pressure:

• A subscription renews automatically for the same period until you cancel. The price, the billing period and the renewal are shown to you before you are charged anything, not afterwards.
• Cancelling is done from inside your account, in as few steps as starting the subscription took. No phone call, no email to us, and no retention interview stands between you and cancelling.
• Cancelling stops the next renewal. The period you already paid for runs to its end, and your data stays readable after it.
• Prices are exclusive of any sales, use, or value-added tax. Where we are required to collect such tax, it is added and shown separately before you pay.
• If a price changes, the new price applies from the next renewal and is notified before it takes effect. A price never changes inside a period you have already paid for.

MirageCFO runs as a single service and is maintained continuously, which means it can be interrupted — for deployment, for repair, or because something upstream of us failed. No uptime commitment, response time or service level is offered here, and none should be assumed.

You can stop using MirageCFO at any time. Access may be suspended where an account is used against these terms, in a way that threatens the service, or where we are required to suspend it. To close an account, or to ask what can be removed with it, write to the address on the Contact page; what the product is able to erase, and what is deliberately hard to erase, is described in the Privacy notice rather than promised here.

The product changes, and these terms change with it. The date at the top of this page moves when they do, and material changes will not be made silently. Continuing to use MirageCFO after a change means the updated terms apply.

MirageCFO is provided as is and as available. To the fullest extent the law where you are allows, we disclaim all warranties that are not written in these terms — including any implied warranty of merchantability, of fitness for a particular purpose, and of non-infringement.

Read that beside what the product already tells you elsewhere: the figures come from your own data, the AI explains them rather than producing them, and a number that cannot be supported is not shown at all. We do not warrant that the service will be uninterrupted, that it will meet a filing obligation you have, or that it will be free of defects.

To the fullest extent the law where you are allows, neither party is liable to the other for indirect, incidental, special, consequential or punitive damages, or for lost profits, lost revenue or lost data, arising out of these terms or your use of the service, even if the possibility of such damages was known.

Our total liability arising out of or relating to these terms is limited to the amount you paid for the service in the twelve months before the event giving rise to the claim. Where you have paid nothing, our liability is limited to resupplying the service.

These terms and any dispute arising from them are governed by the laws of the State of Wyoming, United States, without regard to its conflict-of-law rules, and the parties submit to the exclusive jurisdiction of the state and federal courts located in Laramie County, Wyoming.

The United Nations Convention on Contracts for the International Sale of Goods does not apply. Before filing anything, write to us: most disagreements are a misunderstanding about what the product does, and those are cheaper to settle in an email than in a court.

Nothing here removes a right that the law where you live gives you and does not let you waive, including a right to bring a claim before a local authority or court where your law provides one.

You may not use MirageCFO if you are subject to sanctions administered by the United States, or if you are located in a territory subject to comprehensive sanctions, and you may not make the service available to anyone who is. This is a condition of using the service, not a description of where we would like to sell.

Creating an account is how you accept these terms, and that acceptance is as binding as a signature on paper. Notices we must give you may be sent to the email address on your account or shown inside the service.

These are genuinely unsettled rather than omitted by accident, and this page will say so until they are decided:

• Whether disputes will move to arbitration. Today they do not: there is no arbitration clause and no class-action waiver in these terms.
• Which sales, use or value-added taxes we will be required to collect once paid plans open, and where. Until billing exists, no tax is collected because nothing is charged.
• A written processing agreement for customers whose own law requires one from a supplier that handles personal data on their behalf.